Portal de Lorqui
www.portaldelorqui.com
The City Council and the bank Lorquí MicroBank (social bank "la Caixa") have reached a collaboration agreement for the financing of microcredit to the municipality ilorcitano those with difficulty accessing traditional credit system.
The agreement also will provide support and foster the creation of innovative projects with an entrepreneurial people in the locality.
Microcredit for businesses have a value limit of 25,000 euros and will go to independent, small business and entrepreneurs, focusing on the creation of productive activity.
Also, the micro family are targeted to meet family needs to overcome temporary difficulties and facilitate personal development.
The criteria for granting micro-credits by "MicroBank" serves primarily to personal confidence and viability of projects to fund, customers can access them devoid of assurances and guarantees required by the traditional financial system.
Social support
"MicroBank" has funded over 40,000 projects since its launching in September 2007 and is addressed to all people with limited economic resources, with the aim of promoting productive activities, personal development and job creation.
The social nature of microcredit "MicroBank" is supported by the fact that over 44% of microentrepreneurs are women and over 57% are immigrants, two sectors of the population with greater difficulties in accessing the labor market.
The activities that predominate among businesses launched by the beneficiaries of MicroBank are trade (42%), business-messaging services, social care, cleaning ...- (37%) and hospitality (16%).
Source: Ayuntamiento de Lorquí
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